Malaysia's AI-powered SME financing intelligence platform. Our AI engine analyses your financials using bank-grade credit methods — so you walk into the right bank, with the right numbers.
CopilotSME bridges the gap between SME owners and banks. Our AI engine runs real credit analysis — the same methods banks use internally — to tell you exactly how much you can borrow, which banks will approve you, and how to strengthen your application. No middlemen. No guesswork. Just intelligent data.
Our AI runs DSCR, income factor, and balance coverage methods — the same criteria banks apply internally — in seconds.
No brokers, no agents taking cuts. We connect you directly to the right financing.
We don't just match you. We advise you on how to improve eligibility and structure your application.
Enter your business financials below. Our AI engine analyses your data using 3 bank-grade credit methods and shows you exactly where you stand.
Enter your last 6 months of bank statement data:
Each bank is evaluated using its specific credit criteria. Banks are ranked by maximum eligible loan amount.
| # | Bank | EBITDA DSCR | Income Factor (80%) | Balance Coverage | Gearing | Max Eligible Loan | Status | Remark |
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Upload your consent form, IC, and financial documents for a comprehensive eligibility assessment.
Upload your financial documents securely. Our team will review and prepare a comprehensive eligibility report.
🔒 Your documents are encrypted and only accessible by CopilotSME analysts.